Empowering Americans
to live healthier financial lives
We extend financing to more than 70 million Americans at businesses across the country, helping people access things that matter while supporting economic growth. Behind that work is a team recognized as the #1 Best Place to Work in the U.S., reflecting our belief that investing in people strengthens our ability to expand opportunity, support businesses and contribute to thriving communities. We are proud to play a role in helping people build a better future.
Healthier financial lives. Stronger businesses. A thriving economy.
Greater access to credit can strengthen the economy.
Nearly one in four adults in the U.S. rely on Synchrony financing to pay for things that matter to them and their families. With more than 100 million consumer credit accounts and $182 billion in purchase volume, we help drive sales for iconic brands and more than 400,000 small and medium businesses across all 50 states, supporting jobs and strengthening local economies.
Synchrony plays a critical part in how Americans buy, save and afford the things that matter to them.
Top Highlight
Essential to people’s everyday lives and businesses across
Nearly one in four U.S. adults utilize Synchrony to finance what matters most. With over 100 million accounts and 500,000 merchant and partner locations, we empower iconic brands and small and medium businesses to grow, fueling local economies and supporting jobs nationwide. Synchrony isn’t just a lender, we are a vital partner in how Americans buy, save, and build their futures.
Active Credit Accounts
Helping people build healthier financial lives.
Credit is a catalyst for opportunity. Meet the Americans using Synchrony to tackle major life transitions, handle unexpected emergencies and achieve goals once out of reach.
From seizing new opportunities to achieving their dreams, these experiences reflect how credit access empowers people to pursue the milestones that strengthen their futures.
Learn More about Credit BuildersHelping small businesses thrive
Hundreds of thousands of small businesses partner with us to offer their consumers access to affordable financing. See how Synchrony’s flexible financing allows these businesses to drive higher sales, build customer loyalty and sustain business growth.
Learn More about helping small businesses thriveGiving our workforce and people in the communities where we live and work access to education, skills training and financial literacy tools.
We help people live healthier financial lives.
Frequently Asked Questions
Who is Synchrony and what does the company do?
Synchrony is a leading consumer financing company. They provide credit, financing and banking services to consumers, partners and businesses. Synchrony powers the purchases in people’s everyday lives and to businesses across the country. We manage over 100 million consumer credit accounts. One in four adults in the U.S. have a Synchrony credit card.
How is Synchrony helping consumers?
People rely on Synchrony to help them purchase and pay for the things that matter to them, ranging from everyday needs to car repairs. Our approach allows us to confidently extend credit to many people who need it, providing opportunities to attain a first line of credit. For many people, a Synchrony credit card is their first line of credit. We help people build long-term financial stability.
What is Synchrony’s impact in the community?
Synchrony seeks to develop and advance communities with trusted and responsible relationships nationwide. We are committed to being a responsible and trusted employer, partner and member of the communities where we work and live. Synchrony employees have thousands of volunteer hours in their local communities. Since 2021, Synchrony has donated almost $19 million in grants to increase access to education, skills training and financial literacy.
How does Synchrony support businesses?
Synchrony supports the stability, operations and growth of hundreds of thousands of businesses that are the backbone of the U.S. economy. We have nearly 100 years of history partnering with merchants to help people pay for the things that matter to them. We support the growth and operations of some of the country's most respected brands, as well as more than 500,000 small and midsize businesses and health and wellness providers that Americans rely on.
What types of products and services does Synchrony provide?
Synchrony delivers a broad range of financing options and digital capabilities powered by scalable technology that offers consumers and our partners flexibility and choice across multiple industries. Synchrony offers a variety of credit products, a range of installment loans and FDIC-insured savings products with award-winning rates.
What makes Synchrony a great place to work?
Synchrony was named the No. 1 Best Company to Work For® in the United States by Great Place To Work® and Fortune Media. 94% of Synchrony employees say the company is a great place to work, empowering employees to lead with an innovation-first mindset, helping millions of Americans live healthier financial lives.
How does Synchrony support its employees?
Synchrony listens and invests in our people to co-create a great working environment that drives success for our customers, businesses and communities. We have a commitment to total wellbeing and the benefits and resources to back it up. Synchrony provides employees with Employee Resource Groups with more than 12,000 employees participating in eight groups, designed to promote a culture of opportunity and inclusion.
How is Synchrony preparing employees for AI in the workplace?
Synchrony invests in workforce development programs and the AI for All Index so employees can build AI fluency and can innovate at speed and scale while using technology responsibly. We work to build AI fluency through job-relevant AI training, including an AI field guide with employee use cases and prompt examples.
