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Empowering Americans to live healthier financial lives

Synchrony is driving U.S. economic growth by expanding access to credit for consumers and giving businesses the tools to grow and thrive. We are proud to play a role in helping people build a better future.

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Our impact on people

Synchrony helps tens of millions of people start their credit journey through responsible underwriting and assigning appropriate lines of credit to help them pay for the things that matter to them. We also help people establish a credit history, which is necessary to establish and foster a more inclusive economy.

Helping people to live healthier lives

No one should have to postpone treatments, procedures or wellness care for themselves, their pets or their families. CareCredit, our health and wellness credit card, helps people bridge the gap between what insurance covers and what they need to pay.

Building pathways to good credit

Millions of people across the U.S. do not have an established credit score. Our financing approach extends credit to these credit invisible people to help them establish a solid financial foundation.

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Easing customers’ financial burden

We offer financing options that help our business partners better serve their customers. A flexible payment plan can help a customer pay for what they need to give them peace of mind.

Helping small businesses thrive

Hundreds of thousands of small businesses rely on us to offer their consumers access to affordable financing. Our financial solutions allow these businesses to drive higher sales, build customer loyalty and sustain business growth.

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Our impact on the economy

Nearly one in four adults in the U.S. rely on Synchrony to pay for things that matter. With over 100 million consumer credit accounts and $185 billion in purchase volume, we are the financing partner for many of America's iconic brands and over 400,000 merchant locations, many of which are small- and mid-sized businesses.

Synchrony in Alaska

  • Active credit
    Accounts 71K+
  • Savings
    accountholders 3.2K+
  • Merchant
    locations 790+
  • Total
    sales $165M+
Download Fact Sheet

Synchrony in Alabama

  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 33K+
  • Merchant
    locations 6.2K+
  • Total
    sales $2.9B+
  • Synchrony
    employees 10+
  • University
    investment $600K Tuskegee University,
    College of Veterinary
    Medicine
Download Fact Sheet

Synchrony in Arkansas

  • Active credit
    Accounts 767K+
  • Savings
    accountholders 19K+
  • Merchant
    locations 4.4K+
  • Total
    sales $1.9B+
  • Synchrony
    employees 25+
  • University
    investment $750K University of Arkansas
    at Pine Bluff
Download Fact Sheet

Synchrony in Arizona

  • Active credit
    Accounts 1.4M+
  • Savings
    accountholders 41K+
  • Merchant
    locations 10K+
  • Total
    sales $3.3B+
  • Synchrony
    employees 900+
Download Fact Sheet

Synchrony in California

  • Active credit
    Accounts 7.4M+
  • Savings
    accountholders 215K+
  • Merchant
    locations 44K+
  • Total
    sales $16.3B+
  • Synchrony
    employees 300+
Download Fact Sheet

Synchrony in Colorado

  • Active credit
    Accounts 1M+
  • Savings
    accountholders 32K+
  • Merchant
    locations 8.1K+
  • Total
    sales $2.8B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Connecticut

  • Active credit
    Accounts 741K+
  • Savings
    accountholders 22K+
  • Merchant
    locations 4.4K+
  • Total
    sales $1.6B+
  • Synchrony
    employees 500+
  • University
    investment $5.2M+ University of Connecticut
Download Fact Sheet

Synchrony in Delaware

  • Active credit
    Accounts 240K+
  • Savings
    accountholders 6.9K+
  • Merchant
    locations 1.2K+
  • Total
    sales $549M+
  • Synchrony
    employees 5+
Download Fact Sheet

Synchrony in District of Columbia

  • Active credit
    Accounts 61K+
  • Savings
    accountholders 4.1K+
  • Merchant
    locations 460+
  • Total
    sales $148M+
  • Synchrony
    employees 5+
Download Fact Sheet

Synchrony in Florida

  • Active credit
    Accounts 6.3M+
  • Savings
    accountholders 149K+
  • Merchant
    locations 35K+
  • Total
    sales $15B+
  • Synchrony
    employees 1300+
Download Fact Sheet

Synchrony in Georgia

  • Active credit
    Accounts 2.7M+
  • Savings
    accountholders 71K+
  • Merchant
    locations 13K+
  • Total
    sales $5.6B+
  • Synchrony
    employees 600+
Download Fact Sheet

Synchrony in Hawaii

  • Active credit
    Accounts 182K+
  • Savings
    accountholders 7.4K+
  • Merchant
    locations 1.1K+
  • Total
    sales $577M+
Download Fact Sheet

Synchrony in Iowa

  • Active credit
    Accounts 542K+
  • Savings
    accountholders 15K+
  • Merchant
    locations 3.4K+
  • Total
    sales $1.4B+
  • Synchrony
    employees 5
Download Fact Sheet

Synchrony in Idaho

  • Active credit
    Accounts 319K+
  • Savings
    accountholders 7.6K+
  • Merchant
    locations 2.8K+
  • Total
    sales $743M+
  • Synchrony
    employees 75+
Download Fact Sheet

Synchrony in Illinois

  • Active credit
    Accounts 2.4M+
  • Savings
    accountholders 69K+
  • Merchant
    locations 15K+
  • Total
    sales $5.8B+
  • Synchrony
    employees 400+
  • University
    investment $7M+ University of Illinois
Download Fact Sheet

Synchrony in Indiana

  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 39K+
  • Merchant
    locations 7.9K+
  • Total
    sales $3.3B+
  • Synchrony
    employees 50+
Download Fact Sheet

Synchrony in Kansas

  • Active credit
    Accounts 551K+
  • Savings
    accountholders 17K+
  • Merchant
    locations 3.6K+
  • Total
    sales $1.5B+
  • Synchrony
    employees 400+
Download Fact Sheet

Synchrony in Kentucky

  • Active credit
    Accounts 1M+
  • Savings
    accountholders 31K+
  • Merchant
    locations 5.1K+
  • Total
    sales $2.4B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Louisiana

  • Active credit
    Accounts 1M+
  • Savings
    accountholders 28K+
  • Merchant
    locations 5.7K+
  • Total
    sales $2.4B+
  • Synchrony
    employees 10+
Download Fact Sheet

Synchrony in Massachusetts

  • Active credit
    Accounts 1.2M+
  • Savings
    accountholders 34K+
  • Merchant
    locations 7K+
  • Total
    sales $2.8B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Maryland

  • Active credit
    Accounts 1.2M+
  • Savings
    accountholders 35K+
  • Merchant
    locations 7.1K+
  • Total
    sales $2.9B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Maine

  • Active credit
    Accounts 314K+
  • Savings
    accountholders 7.6K+
  • Merchant
    locations 1.8K+
  • Total
    sales $803M+
  • Synchrony
    employees 5
Download Fact Sheet

Synchrony in Michigan

  • Active credit
    Accounts 2M+
  • Savings
    accountholders 51K+
  • Merchant
    locations 12K+
  • Total
    sales $5.2B+
  • Synchrony
    employees 50+
Download Fact Sheet

Synchrony in Minnesota

  • Active credit
    Accounts 883K+
  • Savings
    accountholders 27K+
  • Merchant
    locations 6.2K+
  • Total
    sales $2.6B+
  • Synchrony
    employees 75+
Download Fact Sheet

Synchrony in Missouri

  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 38K+
  • Merchant
    locations 7.6K+
  • Total
    sales $3.9B+
  • Synchrony
    employees 450+
Download Fact Sheet

Synchrony in Mississippi

  • Active credit
    Accounts 783K+
  • Savings
    accountholders 21K+
  • Merchant
    locations 3.5K+
  • Total
    sales $1.5B+
  • Synchrony
    employees 5
Download Fact Sheet

Synchrony in Montana

  • Active credit
    Accounts 177K+
  • Savings
    accountholders 5.3K+
  • Merchant
    locations 1.6K+
  • Total
    sales $467M+
  • Synchrony
    employees 3
Download Fact Sheet

Synchrony in Nebraska

  • Active credit
    Accounts 353K+
  • Savings
    accountholders 9.1K+
  • Merchant
    locations 2.5K+
  • Total
    sales $1B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in New Hampshire

  • Active credit
    Accounts 324K+
  • Savings
    accountholders 8K+
  • Merchant
    locations 2K+
  • Total
    sales $829M+
  • Synchrony
    employees 2
Download Fact Sheet

Synchrony in New Jersey

  • Active credit
    Accounts 1.9M+
  • Savings
    accountholders 63K+
  • Merchant
    locations 11K+
  • Total
    sales $4.5B+
  • Synchrony
    employees 100+
Download Fact Sheet

Synchrony in New Mexico

  • Active credit
    Accounts 477K+
  • Savings
    accountholders 11K+
  • Merchant
    locations 2.2K+
  • Total
    sales $1.1B+
  • Synchrony
    employees 3
Download Fact Sheet

Synchrony in New York

  • Active credit
    Accounts 3.8M+
  • Savings
    accountholders 109K+
  • Merchant
    locations 19K+
  • Total
    sales $8.2B+
  • Synchrony
    employees 200+
  • University
    investment $1M St. John's University
Download Fact Sheet

Synchrony in Nevada

  • Active credit
    Accounts 696K+
  • Savings
    accountholders 19K+
  • Merchant
    locations 3.8K+
  • Total
    sales $1.7B+
  • Synchrony
    employees 10+
Download Fact Sheet

Synchrony in North Carolina

  • Active credit
    Accounts 3.1M+
  • Savings
    accountholders 59K+
  • Merchant
    locations 13K+
  • Total
    sales $6.8B+
  • Synchrony
    employees 850+
  • University
    investment $750K North Carolina
    A&T State University
Download Fact Sheet

Synchrony in North Dakota

  • Active credit
    Accounts 137K+
  • Savings
    accountholders 3.6K+
  • Merchant
    locations 830+
  • Total
    sales $396M+
Download Fact Sheet

Synchrony in Ohio

  • Active credit
    Accounts 2.6M+
  • Savings
    accountholders 68K+
  • Merchant
    locations 15K+
  • Total
    sales $6.3B+
  • Synchrony
    employees 2600+
Download Fact Sheet

Synchrony in Oklahoma

  • Active credit
    Accounts 863K+
  • Savings
    accountholders 24K+
  • Merchant
    locations 5.1K+
  • Total
    sales $2.2B+
  • Synchrony
    employees 5+
Download Fact Sheet

Synchrony in Oregon

  • Active credit
    Accounts 617K+
  • Savings
    accountholders 23K+
  • Merchant
    locations 5.2K+
  • Total
    sales $1.2B+
  • Synchrony
    employees 10+
Download Fact Sheet

Synchrony in Pennsylvania

  • Active credit
    Accounts 3M+
  • Savings
    accountholders 79K+
  • Merchant
    locations 14K+
  • Total
    sales $7.4B+
  • Synchrony
    employees 75+
Download Fact Sheet

Synchrony in Rhode Island

  • Active credit
    Accounts 238K+
  • Savings
    accountholders 5.2K+
  • Merchant
    locations 1K+
  • Total
    sales $490M+
  • Synchrony
    employees 5
Download Fact Sheet

Synchrony in South Carolina

  • Active credit
    Accounts 1.5M+
  • Savings
    accountholders 32K+
  • Merchant
    locations 6.4K+
  • Total
    sales $3.2B+
  • Synchrony
    employees 100+
Download Fact Sheet

Synchrony in South Dakota

  • Active credit
    Accounts 138K+
  • Savings
    accountholders 4K+
  • Merchant
    locations 980+
  • Total
    sales $433M+
  • Synchrony
    employees 350+
Download Fact Sheet

Synchrony in Tennessee

  • Active credit
    Accounts 1.7M+
  • Savings
    accountholders 45K+
  • Merchant
    locations 9K+
  • Total
    sales $4.1B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Texas

  • Active credit
    Accounts 7.3M+
  • Savings
    accountholders 152K+
  • Merchant
    locations 41K+
  • Total
    sales $15.9B+
  • Synchrony
    employees 300+
Download Fact Sheet

Synchrony in Utah

  • Active credit
    Accounts 490K+
  • Savings
    accountholders 12K+
  • Merchant
    locations 4.1K+
  • Total
    sales $1.4B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Virginia

  • Active credit
    Accounts 1.9M+
  • Savings
    accountholders 49K+
  • Merchant
    locations 10K+
  • Total
    sales $4.4B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Vermont

  • Active credit
    Accounts 108K+
  • Savings
    accountholders 3.2K+
  • Merchant
    locations 760+
  • Total
    sales $246M+
  • Synchrony
    employees 2
Download Fact Sheet

Synchrony in Washington

  • Active credit
    Accounts 1.1M+
  • Savings
    accountholders 41K+
  • Merchant
    locations 8.5K+
  • Total
    sales $2.4B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in Wisconsin

  • Active credit
    Accounts 951K+
  • Savings
    accountholders 27K+
  • Merchant
    locations 6.2K+
  • Total
    sales $2.6B+
  • Synchrony
    employees 25+
Download Fact Sheet

Synchrony in West Virginia

  • Active credit
    Accounts 524K+
  • Savings
    accountholders 13K+
  • Merchant
    locations 1.9K+
  • Total
    sales $1.1B+
  • Synchrony
    employees 5
Download Fact Sheet

Synchrony in Wyoming

  • Active credit
    Accounts 102K+
  • Savings
    accountholders 2.7K+
  • Merchant
    locations 890+
  • Total
    sales $309M+
  • Synchrony
    employees 5
Download Fact Sheet

Our impact in our communities

We help people live healthier financial lives. By giving our workforce and people in underserved communities access to education, skills training and financial literacy tools, we are helping to build an inclusive future.

Promoting education as an equalizer

Unequal access to a quality education is fueling economic inequity. We aim to close this gap by providing the education, training and support that young people need to secure a strong financial future.

Synchrony Skills Academy

Closing the financial knowledge gap

Personal finance skills are critical to building financial well-being. By helping Americans understand their personal finances, we are empowering financial independence for generations to come.

Financial Literacy for All

Investing in minority business owners

We are focused on building a more inclusive economy by dedicating resources and expertise to diverse businesses and communities. We committed $100 million to Ariel Alternative’s Project Black Fund to scale minority-owned middle-market businesses to help generate jobs and economic growth.

Project Black