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Empowering Americans to live healthier financial lives

Synchrony is driving U.S. economic growth by expanding access to credit for consumers and giving businesses the tools to grow and thrive. We are proud to play a role in helping people build a better future.

Learn Moreabout how synchrony is Empowering Americans to live healthier financial lives

Our impact on people

Synchrony helps tens of millions of people start their credit journey through responsible underwriting and assigning appropriate lines of credit to help them pay for the things that matter to them. We also help people establish a credit history, which is necessary to foster opportunity.

Helping people to live healthier lives

No one should have to postpone treatments, procedures or wellness care for themselves, their pets or their families. CareCredit, our credit card designed to pay for health and wellness products and services, helps people bridge the gap between what insurance covers and what they need to pay.

Learn More about how synchrony is Helping people to live healthier lives

Building pathways to good credit

Millions of people across the U.S. do not have an established credit score. Our financing approach extends credit to these credit invisible people to help them establish a solid financial foundation.

Learn More about how synchrony is Building pathways to good credit

Easing customers’ financial burden

We offer financing options that help our business partners better serve their customers. A flexible payment plan can help a customer pay for what they need to give them peace of mind.

Learn More about how synchrony is Easing customers’ financial burden

Helping small businesses thrive

Hundreds of thousands of small businesses rely on us to offer their consumers access to affordable financing. Synchrony CEO Brian Doubles recently shared insights with Politico on how Synchrony’s financial solutions allow these businesses to drive higher sales, build customer loyalty and sustain business growth.

Learn Moreabout how synchrony is Helping small businesses thrive

Our impact on the economy

Nearly one in four adults in the U.S. rely on Synchrony to pay for things that matter. With over 100 million consumer credit accounts and $182 billion in purchase volume, we are the financing partner for many of America's iconic brands and over 400,000 merchant locations, many of which are small- and mid-sized businesses.

Click state to view impact

Synchrony in Alaska

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  • Active credit
    Accounts 68K+
  • Savings
    accountholders 4.9K+
  • Merchant
    locations 820+
  • Total
    sales $157M+

"CareCredit provides the financial means to take care of those most precious to me, my dear cats Calypso and Persephone,” said Kristy S. See what others say.

“CareCredit and their offers to save on interest charges have saved my oral health,” said Jeannette B. from Anchor Point. Explore more customer experiences.

"I wouldn't have been able to begin to take care of myself medically or alleviate my pain without CareCredit," said Noemi O. from Homer, AL. Read more from our customers.

Synchrony in Alabama

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  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 50K+
  • Merchant
    locations 6.3K+
  • Total
    sales $2.9B+
  • Synchrony
    employees 15+
  • University
    investment $800K Tuskegee University, College of Veterinary Medicine (since 2021)

Synchrony Foundation's $400K grant empowers underrepresented minorities at Tuskegee's veterinary college.

Through the support of a Synchrony grant, Foundry Dental not only restores smiles but also rebuilds lives in Alabama.

"Thanks to CareCredit, I've been able to purchase state of the art hearing aids which allow me to better communicate with my patients,” said Ashley C. See what others say.

Synchrony in Arkansas

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  • Active credit
    Accounts 742K+
  • Savings
    accountholders 31K+
  • Merchant
    locations 4.5K+
  • Total
    sales $1.9B+
  • Synchrony
    employees 25+
  • University
    investment $1M University of Arkansas at Pine Bluff
    (since 2021)
  • Synchrony
    Community Grants $140K

Consumers can now earn more Sam’s Cash on electronic vehicle charging nationwide, promoting sustainable transportation solutions.

Laws Flooring & Rugs of Jonesboro, Arkansas wins Synchrony Small Business Award and funds neighborhood project in memory of a cherished contractor.

"I was able to get new prescription eye glasses because of CareCredit!” said Stevie M. of Vilonia, AR. “I wouldn't have been able to afford it otherwise!" See what others say.

Synchrony in Arizona

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  • Active credit
    Accounts 1.4M+
  • Savings
    accountholders 60K+
  • Merchant
    locations 10K+
  • Total
    sales $3.2B+
  • Synchrony
    employees 900+
  • Synchrony
    Community Grants $199K+

Synchrony and Discount Tire, based in Scottsdale, renew their commitment to provide flexible financing in 31 states.

Marking a decade of exceptional service, Friendly Auto Centers is celebrated with Synchrony's Award.

"The low monthly payments work perfectly within our monthly budget!” said Corrine H. of San Tan Valley. “Thanks CareCredit!" Read more from our customers.

Synchrony in California

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  • Active credit
    Accounts 7.2M+
  • Savings
    accountholders 292K+
  • Merchant
    locations 46K+
  • Total
    sales $15B+
  • Synchrony
    employees 300+
  • Synchrony
    Community Grants $834K+

PayPal and Synchrony expand 15-year relationship to launch Venmo’s first-ever credit card, enhancing financial options for consumers.

Raul De Alba's vision propels Jalisco Jewelers to win a Synchrony Award, highlighting community and growth. Explore our winners.

Synchrony's CareCredit enabled dental surgery for Luis' sister-in-law, helping Californians pay for out-of-pocket healthcare expenses.

Synchrony in Colorado

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  • Active credit
    Accounts 1M+
  • Savings
    accountholders 46K+
  • Merchant
    locations 8.4K+
  • Total
    sales $2.8B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $105K+

The collaboration between Synchrony and Denver-based Sycle introduces efficient financing solutions, optimizing care for hearing impaired.

With over $15,000 donated, Adam and Son Auto Repair's dedication to charity and affordable auto service in Colorado Springs earns Synchrony Award.

“After a lifetime of crooked teeth, CareCredit is making it possible for me pay for Invisalign and be more confident in my smile!" said Amanda W. See what others say.

Synchrony in Connecticut

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  • Active credit
    Accounts 716K+
  • Savings
    accountholders 30K+
  • Merchant
    locations 4.4K+
  • Total
    sales $1.6B+
  • Synchrony
    employees 500+
  • University
    investment $5.9M+ University of Connecticut
    (since 2018)
  • Synchrony
    Community Grants $5M+

With significant funding and volunteerism, Synchrony leads the way in ensuring Stamford's parks flourish for future generations.

Through creating inviting offices and promoting remote work, CT headquartered business leads in employee-centric workplace practices.

"CareCredit has allowed me to pay for unexpected dental issues so that I can keep the beautiful smile I have been blessed with!" said Mary-Rose S. See what others say.

Synchrony in Delaware

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  • Active credit
    Accounts 233K+
  • Savings
    accountholders 9.6K+
  • Merchant
    locations 1.2K+
  • Total
    sales $533M+
  • Synchrony
    employees 15+
  • Synchrony
    Community Grants $10K

"I'm a year in, and I am so much more confident," said Alyssa A. of Lewes. "CareCredit allowed me to do this." Read more from our customers.

"I used CareCredit for LASIK and so happy I don't have to wear glasses anymore," said the New Castle resident. See what others say.

Partnering with Family Promise, Synchrony is launching a $1.2 million shelter diversion program that will aid families in Northern New Castle County.

Synchrony in District of Columbia

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  • Active credit
    Accounts 56K+
  • Savings
    accountholders 5.7K+
  • Merchant
    locations 490+
  • Total
    sales $140M+
  • Synchrony
    employees 5+
  • Synchrony
    Community Grants $1M+

Through strategic alliance, Synchrony and D.C.-based HABRI aim to influence public policy for better access to veterinary care, enriching human and pet wellbeing.

Synchrony's commitment to reducing pet care expenses and increasing veterinary services availability takes center stage in Capitol Hill discussions.

"I recently had to get a crown and I was able to cover the expenses my insurance didn't using CareCredit," said D.C.-based Jenese J. Read more from our customers.

Synchrony in Florida

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  • Active credit
    Accounts 6.1M+
  • Savings
    accountholders 210K+
  • Merchant
    locations 37K+
  • Total
    sales $14B+
  • Synchrony
    employees 1.4K+
  • Synchrony
    Community Grants $944K+

Tampa-based Rooms To Go and Synchrony extend 21-year partnership to enhance shopping with easy financing and digital features.

Family-owned HVAC hero, Carvajal A/C, clinches Synchrony Small Business Award.

“I had my teeth straightened in less than a year thanks to CareCredit!!” said Destiny T. “My hero forever.” Read more from our customers.

Synchrony in Georgia

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  • Active credit
    Accounts 2.6M+
  • Savings
    accountholders 107K+
  • Merchant
    locations 14K+
  • Total
    sales $5.4B+
  • Synchrony
    employees 600+
  • Synchrony
    Community Grants $574K+

Atlanta-based Floor & Décor extends Synchrony partnership to introduce new credit options, making home upgrades more accessible to homeowners and contractors.

Augusta Endodontic Center, led by Dr. Manny Ngoh, wins Synchrony's Small Business Award for Health Care. Explore our winners.

“CareCredit has allowed my family to pay for expensive dental work that we otherwise would not have been able to afford," said Jandi B. of Dallas, GA. See what others say.

Synchrony in Hawaii

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  • Active credit
    Accounts 178K+
  • Savings
    accountholders 10K+
  • Merchant
    locations 1.1K+
  • Total
    sales $576M+

"Even with insurance, our portion was much more than we wanted to pay out of pocket or pull from our savings," said Nathan O. from Haiku. Read more from our customers.

"CareCredit is helping me pay for my son's aligner treatment. For a single mom of 3, this is HUGE!" said Kodi W. of Waipahu. See what others say.

Synchrony and Family Promise pilot to prevent homelessness to aid Hawaii, aiming for stability amid COVID-19 pressures.

Synchrony in Iowa

Download Fact Sheet
  • Active credit
    Accounts 527K+
  • Savings
    accountholders 22K+
  • Merchant
    locations 3.4K+
  • Total
    sales $1.4B+
  • Synchrony
    employees 10+

Through a partnership with GreatWater 360 Auto Care, Synchrony offers Iowa consumers flexible financing for vehicle maintenance and more.

CareCredit’s renewals ensure Iowa consumers access to flexible financing for dental healthcare in multiple locations across the state.

"CareCredit helped me get my implants done a few years ago," said Spencer, IA resident Rick F. Read more from our customers.

Synchrony in Idaho

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  • Active credit
    Accounts 313K+
  • Savings
    accountholders 11K+
  • Merchant
    locations 2.9K+
  • Total
    sales $728M+
  • Synchrony
    employees 50+

Boise headquartered Albertsons now accepts Synchrony's CareCredit, enabling consumers to finance health essentials conveniently.

Offering free and dedicated car care, Long Arm Mechanics empowers Boise's community transportation needs. Explore our winners.

"CareCredit helped me pay for necessary wisdom teeth surgery in college, when I had no spare money to be able to afford it,” said Katelyn G. See what other customers say.

Synchrony in Illinois

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  • Active credit
    Accounts 2.3M+
  • Savings
    accountholders 102K+
  • Merchant
    locations 15K+
  • Total
    sales $5.7B+
  • Synchrony
    employees 450+
  • University
    investment $9.8M+ University of Illinois (since 2018)
  • Synchrony
    Community Grants $344K+

Illinois headquartered Walgreens partners with Synchrony to launch myWalgreens credit card, incentivizing healthier lifestyle choices among consumers.

Synchrony plays a critical role in the growth of tens of thousands of small and mid-sized businesses in Illinois.

"It really benefited me because I had no insurance when I first got Invisalign," said Rochester, IL resident Grace B. Read more from our customers.

Synchrony in Indiana

Download Fact Sheet
  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 58K+
  • Merchant
    locations 8.1K+
  • Total
    sales $3.2B+
  • Synchrony
    employees 50+
  • Synchrony
    Community Grants $10K

CareCredit's renewal with Mortenson Dental Partners boosts access to flexible financing for dental care in Indiana, supporting healthcare affordability.

The $1.2 million pilot program by Synchrony aims to prevent homelessness, assisting families in Greater Indianapolis.

"I couldn't afford my dental work, but with CareCredit I was able to get all of it completed!" said Warsaw resident Darrin K. Read more from our customers.

Synchrony in Kansas

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  • Active credit
    Accounts 537K+
  • Savings
    accountholders 24K+
  • Merchant
    locations 3.7K+
  • Total
    sales $1.5B+
  • Synchrony
    employees 350+
  • Synchrony
    Community Grants $53K+

Renee Spresser's ownership leads Paul's Furniture to Synchrony recognition, showcasing the potential of local entrepreneurship. Read more about our winners.

Synchrony and Family Promise launch a $1.2M program to prevent homelessness, fostering stability amidst COVID-19.

"My husband was able to get braces as an adult since there is no coverage at all for adults to be covered for this," said Diana P. from Ulysses. Read more consumer insights.

Synchrony in Kentucky

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  • Active credit
    Accounts 1M+
  • Savings
    accountholders 47K+
  • Merchant
    locations 5.2K+
  • Total
    sales $2.4B+
  • Synchrony
    employees 25+

Through partnership with GreatWater 360, Synchrony introduces affordable, flexible financing options for auto maintenance and more in Kentucky.

Dr. McCoy's dedication ensures all patients, insured or not, receive top-notch care every day, all day. Explore our winners.

“CareCredit financed me with an affordable payback amount and time frame,” said Annalise O. from Versailles, KY. Read more consumer insights.

Synchrony in Louisiana

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  • Active credit
    Accounts 1M+
  • Savings
    accountholders 43K+
  • Merchant
    locations 5.9K+
  • Total
    sales $2.3B+
  • Synchrony
    employees 5+

Recognized by Synchrony, Forest Air balances top-tier HVAC services with impactful local support, aiding athletes and churches.

Through agreements with major dental clients, CareCredit expands financing options in Louisiana, enabling more patients to afford necessary dental services.

"I would not have been able to get my teeth fixed and my health under control without access to CareCredit,” said Brittany S. from Jeanerette, LA. Hear from more customers.

Synchrony in Massachusetts

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  • Active credit
    Accounts 1.1M+
  • Savings
    accountholders 53K+
  • Merchant
    locations 7.1K+
  • Total
    sales $2.7B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $183K+

Framingham-based, off-price retailer extends partnership with Synchrony, offering shoppers more rewards and flexible payment options.

Synchrony's award spotlights Level Up Fitness for exemplifying resilience and ensuring community well-being during challenging times. Explore our winners.

Amanda Languirand's battle with TMJ caused her more than just jaw pain; it affected her sleep, balance, and daily life.

Synchrony in Maryland

Download Fact Sheet
  • Active credit
    Accounts 1.2M+
  • Savings
    accountholders 50K+
  • Merchant
    locations 7.3K+
  • Total
    sales $2.8B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $31K+

Dundalk's Katelyn W. said, "After a long time of putting it off, I was able to get dental work that was very needed... Thank you!" Hear from more customers.

"Absolutely I would recommend CareCredit. This account has helped me so much. I just used it for new RX glasses and RX sunglasses," said Robin M. See what others say.

"CareCredit has helped me be able to afford the dental care I need!" said Darryl B. of Essex. Read more consumer insights.

Synchrony in Maine

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  • Active credit
    Accounts 306K+
  • Savings
    accountholders 11K+
  • Merchant
    locations 1.7K+
  • Total
    sales $799M+
  • Synchrony
    employees 5+
  • Synchrony
    Community Grants $43K+

New Learning Center boosts small businesses like Day's Jewelers in Maine with tools and knowledge for growth, offering finance, marketing, and cybersecurity resources.

“The CareCredit card allowed us to be able to pay for his dental surgery.” said Danica S. of Waldoboro. Read more consumer insights.

Nellie R. of Benton said, "With three crowns and a bridge in place with the help of CareCredit, I truly am able to smile again." See what others say.

Synchrony in Michigan

Download Fact Sheet
  • Active credit
    Accounts 1.9M+
  • Savings
    accountholders 77K+
  • Merchant
    locations $5.1B+
  • Total
    sales $5.2B+
  • Synchrony
    employees 50+
  • Synchrony
    Community Grants $248K+

New financing program will help Grand Rapids-based business, enabling customers to use its private label credit card at all GreatWater locations in the U.S.

Synchrony's Recognition of McCarver Heating & Cooling highlights the significance of skilled trades and heritage preservation in Warren, MI.

"CareCredit offered me the opportunity to be able to give myself better health and give my smile back and I truly could not be more grateful," said Christine A. Hear from others.

Synchrony in Minnesota

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  • Active credit
    Accounts 850K+
  • Savings
    accountholders 38K+
  • Merchant
    locations 6.2K+
  • Total
    sales $2.5B+
  • Synchrony
    employees 75+
  • Synchrony
    Community Grants $390K

Miracle-Ear, based in Minneapolis, partners with Synchrony to enhance financial options for essential hearing services.

NLFX Professional's recognition by Synchrony showcases a Minnesota company leading in industry innovation and local youth mentorship.

"I have helped my Son create a beautiful smile and have self esteem again! Thanks to CareCredit!" said Pamela P. of Moorhead, MN. Read more customer experiences.

Synchrony in Missouri

Download Fact Sheet
  • Active credit
    Accounts 1.3M+
  • Savings
    accountholders 56K+
  • Merchant
    locations 7.7K+
  • Total
    sales $3.8B+
  • Synchrony
    employees 400+
  • Synchrony
    Community Grants $84K+

Partnership with the University of Missouri Veterinary Hospital brings Synchrony's CareCredit to local pet owners, ensuring more accessible veterinary care.

CareCredit solidifies its presence, supporting Missouri consumers through renewed agreements with leading dental organizations, aiding affordability.

"With CareCredit I was able to get Lasik which has been amazing!" said Jessica H. Discover more consumer insights.

Synchrony in Mississippi

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  • Active credit
    Accounts 752K+
  • Savings
    accountholders 33K+
  • Merchant
    locations 3.6K+
  • Total
    sales $1.4B+
  • Synchrony
    employees 5+

With renewed dental agreements, CareCredit expands financing for Mississippians, enhancing healthcare choices and affordability.

Dr. Lott's Belle Vue Specialty Eye Care, recognized by Synchrony, pioneers visual therapy for children, marking a milestone in Mississippi's healthcare.

“Without CareCredit we would have not received the care that we needed,” said Jamie P. of Morton. Explore more customer experiences.

Synchrony in Montana

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  • Active credit
    Accounts 173K+
  • Savings
    accountholders 7.7K+
  • Merchant
    locations 1.7K+
  • Total
    sales $470M+
  • Synchrony
    employees 3
  • Synchrony
    Community Grants $254K+

Synchrony's small business award to Moving Mountains Foundation recognizes impactful, community-driven healthcare solutions. Explore our winners.

“I have less anxiety knowing if I get into a bind I can turn to my CareCredit account and get the bills paid and elviate [sic] the stress," said Cheryl R. See what others say.

"I'm very thankful for CareCredit and the option of affordable monthly payments," said Jessica S. of Greycliff. Read more customer experiences.

Synchrony in Nebraska

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  • Active credit
    Accounts 345K+
  • Savings
    accountholders 13K+
  • Merchant
    locations 2.5K+
  • Total
    sales $1B+
  • Synchrony
    employees 25
  • Synchrony
    Community Grants $10K

Synchrony CareCredit's renewed agreements boost financing options for dental care in Nebraska, enhancing patient accessibility to quality healthcare services.

"CareCredit made it affordable for us to be able to purchase hearing aids for my son with technology that works with his iPhone," said Theresa N. Read more customer insights.

"CareCredit helped me get the Lasik eye surgery I have been wanting to do for so many years but was never able to afford it," said Melissa V. of Alliance. See what others say.

Synchrony in New Hampshire

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  • Active credit
    Accounts 316K+
  • Savings
    accountholders 11K+
  • Merchant
    locations 2K+
  • Total
    sales $825M+
  • Synchrony
    employees 2
  • Synchrony
    Community Grants $119K+

Synchrony and Manchester-based CCA Global renew partnership, offering streamlined financing options for diverse product purchases across 2,000 member stores.

Launching a $1.2 million initiative, Synchrony supports the Greater Concord area to prevent homelessness, offering stability for families.

"What a blessing it is for the gift of hearing again,” said Raymond F. of Goffstown. “Thank you CareCredit & staff for all you do." Explore more customer experiences.

Synchrony in New Jersey

Download Fact Sheet
  • Active credit
    Accounts 1.9M+
  • Savings
    accountholders 81K+
  • Merchant
    locations 12K+
  • Total
    sales $4.4B+
  • Synchrony
    employees 100+
  • Synchrony
    Community Grants $1.2M+

NJ-based AADOM and Synchrony extend their collaboration, allowing patients to easily finance dental treatments with CareCredit, ensuring a smoother payment experience.

"I hid my smile due to misaligned teeth,” said Zoilary P. of Union City. “CareCredit made treatment affordable. As my teeth aligned, confidence grew." See what others say.

Synchrony and Family Promise launch a nationwide, $1.2M program to prevent homelessness, fostering stability amidst COVID-19.

Synchrony in New Mexico

Download Fact Sheet
  • Active credit
    Accounts 464K+
  • Savings
    accountholders 15K+
  • Merchant
    locations 2.3K+
  • Total
    sales $1B+
  • Synchrony
    employees 4

"CareCredit allows me to take care of my families medical needs with less worry," said Marie M. of Albuquerque, NM. Read more customer insights.

"My teeth needed a lot of work would not have been able to do it if not for CareCredit,” said Dawn D. of Albuquerque. Explore more customer experiences.

"I got LASIK when I was 31 and used my CareCredit card to pay for it,” said Maria G. “And it's been one of the best decisions I ever made for myself." See what others say.

Synchrony in New York

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  • Active credit
    Accounts 3.6M+
  • Savings
    accountholders 153K+
  • Merchant
    locations 19K+
  • Total
    sales $7.9B+
  • Synchrony
    employees 250+
  • University
    investment $1M St. John's University (since 2020)
  • Synchrony
    Community Grants $4M+

New York headquartered retailer set to innovate customer credit experiences, enhancing loyalty and spending options.

Under Jolene Fitch's stewardship, Finger Lakes Fabrics in Skaneateles becomes a beacon for local creatives and nonprofits.

Whether for LASIK surgery or pandemic essentials, CareCredit provided Crissana peace of mind.

Synchrony in Nevada

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  • Active credit
    Accounts 676K+
  • Savings
    accountholders 27K+
  • Merchant
    locations 4K+
  • Total
    sales $1.6B+
  • Synchrony
    employees 15+

"My daughter needed her teeth fixed and we would not have been able to afford without CareCredit,” said Daniel M. of Battle Mountain. Read more from our customers.

"Look at that beautiful smile!," said Brieanna W. of Las Vegas, NV. "CareCredit helped me get my teeth taken care of!" See what other consumers say.

Laura A. from Henderson said, "CareCredit gave me hope when I had no other way to get my teeth fixed." Explore more customer experiences.

Synchrony in North Carolina

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  • Active credit
    Accounts 3M+
  • Savings
    accountholders 89K+
  • Merchant
    locations 13K+
  • Total
    sales $6.6B+
  • Synchrony
    employees 1K+
  • University
    investment $1M North Carolina
    A&T State University (since 2021)
  • Synchrony
    Community Grants $468K+

Synchrony’s collaboration with the Mooresville headquartered company ensures more valuable purchasing options for Lowe's customers and commercial clients.

From Cornelius to Winston Salem, Flowers Flooring earns Synchrony accolade, donates to Habitat for Humanity, and sponsors schools.

"CareCredit has helped me purchase adult braces and now I can't stop smiling!!" said Nicolette L. of Kannapolis, NC. Read more customer insights.

Synchrony in North Dakota

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  • Active credit
    Accounts 133K+
  • Savings
    accountholders 5.4K+
  • Merchant
    locations 810+
  • Total
    sales $394M+
  • Synchrony
    employees 1
  • Synchrony
    Community Grants $10K

Synchrony partnership with West Fargo-based Doosan Bobcat offers competitive, simplified financing solutions for Bobcat equipment purchases across the U.S.

"There are many places in my area that accept CareCredit and it has been such a blessing so I don't have to wait to receive the care I need!" See what others say.

“We use it as a safety net for expense mainly for dental and vision,” said Grace M. of Williston, ND. Read more customer insights.

Synchrony in Ohio

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  • Active credit
    Accounts 2.5M+
  • Savings
    accountholders 98K+
  • Merchant
    locations 15K+
  • Total
    sales $6.3B+
  • Synchrony
    employees 2.5K+
  • Synchrony
    Community Grants $373K+

Synchrony and Ohio’s Associated Materials continue to lead by providing cutting-edge financing solutions, supporting homeowners in upgrading their living spaces efficiently.

Synchrony recognizes Mighty Auto Pro's dedication to Medina through community engagement and significant charitable contributions.

"I have been able to smile with my family knowing I was able to afford crowns for my front teeth and I am forever grateful," said Nicole G. of Newark. See what others say.

Synchrony in Oklahoma

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  • Active credit
    Accounts 843K+
  • Savings
    accountholders 40K+
  • Merchant
    locations 5.3K+
  • Total
    sales $2.2B+
  • Synchrony
    employees 5+
  • Synchrony
    Community Grants $100K

Bolstered by Synchrony's recognition, Okmulgee-based company blends technology with tradition, offering financing solutions and community support.

"CareCredit has helped myself and my family obtain health services that other ways would have been unavailable,” said Oklahoma City’s Jose R. See what others say.

“I’ve used CareCredit to nearly complete my new smile. The 5 or 6 or 12 month terms offered are suitable with our budget," said Bobette L. Read more customer insights.

Synchrony in Oregon

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  • Active credit
    Accounts 598K+
  • Savings
    accountholders 32K+
  • Merchant
    locations 5.4K+
  • Total
    sales $1.2B+
  • Synchrony
    employees 10+

Strategic alliance with Synchrony equips Portland-based Fred Meyer Jewelers with tools to drive growth and improve consumer experience.

Synchrony's recognition of Cordray's Continental Auto Repair in Albany underscores the importance of quality services that support city operations. Explore our winners.

"CareCredit he helped me improve my smile and build my confidence in doing so,” said Jessica M. of Bend, OR. Read more customer insights.

Synchrony in Pennsylvania

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  • Active credit
    Accounts 2.9M+
  • Savings
    accountholders 111K+
  • Merchant
    locations 14K+
  • Total
    sales $7.2B+
  • Synchrony
    employees 75+
  • Synchrony
    Community Grants $72K+

Synchrony and DICK’S, headquartered in Pittsburgh, extend their partnership to enhance rewards and athlete experience.

Recognized by Synchrony, the Hazleton company’s expansion and community support highlight the power of small businesses in local economies.

"I have used CareCredit many times but I feel that it has helped me the most by making my LASIK eye surgery affordable,” said Victoria P. of Lock Haven. See what others say.

Synchrony in Rhode Island

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  • Active credit
    Accounts 229K+
  • Savings
    accountholders 7.3K+
  • Merchant
    locations 1K+
  • Total
    sales $480M+
  • Synchrony
    employees 5

"I'd recommend CareCredit to friends and family because it can be a helpful financial tool for managing healthcare expenses," said Kayla M. Explore more experiences.

Cheryl B. said it offered "Help with having my daughter [sic] wisdom teeth removed. Wouldn't have been able to do it without CareCredit." Read more from CareCredit customers.

"I don't have a lot of money on hand at all times and this card allows me to take him to his vet appointments without worry," said Brieana M. of Pawtucket. See what others say.

Synchrony in South Carolina

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  • Active credit
    Accounts 1.4M+
  • Savings
    accountholders 47K+
  • Merchant
    locations 6.6K+
  • Total
    sales $3.2B+
  • Synchrony
    employees 150+
  • Synchrony
    Community Grants $602K+

Synchrony and Continental Tire, based in Fort Mills, expand partnership, offering specialized financing and broad network access to consumers and dealers.

Synchrony's recognition of Seaside Eye Associates South showcases their commitment to community health and convenience. Explore our winners.

"It's nice having the peace of mind we can pay the bill and stretch out the payments," said Christina C. of Irmo, SC. Read more customer insights.

Synchrony in South Dakota

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  • Active credit
    Accounts 137K+
  • Savings
    accountholders 5.8K+
  • Merchant
    locations 980+
  • Total
    sales $443M+
  • Synchrony
    employees 350+
  • Synchrony
    Community Grants $115K

"I am able to take care of my health in ways that I never could before! Thank you!" said Aleesa M. Read more from CareCredit customers.

"I had to have corneal transplants in both eyes and if it hadn't been for CareCredit I wouldn't have been able to afford it,” said Kimberlie W. Explore more experiences.

"My teeth were so bad no matter what I did I couldn't get them straight or white but with CareCredit I have beautiful white smile now," said Ashly R. See what others say.

Synchrony in Tennessee

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  • Active credit
    Accounts 1.6M+
  • Savings
    accountholders 67K+
  • Merchant
    locations 9.3K+
  • Total
    sales $4B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $40K

Synchrony and Knoxville-based JTV extend partnership, celebrating five years of strategic growth and personalized, budget-friendly shopping experiences.

The Synchrony award recognizes the economic and social contributions small enterprises like the Alpine-based business make to regional development.

"I had a filling that was missing in front for years. I now can smile without hiding my teeth!" said Zella M. of Birchwood. Read more from CareCredit customers.

Synchrony in Texas

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  • Active credit
    Accounts 7.2M+
  • Savings
    accountholders 228K+
  • Merchant
    locations 43K+
  • Total
    sales $15B+
  • Synchrony
    employees 350+
  • Synchrony
    Community Grants $3M+

Celebrating nearly a quarter-century with the Plano-based retailer, JCPenney and Synchrony's renewed partnership introduces 'Pay Later' options.

Synchrony's award recognizes Boerne Air Conditioning & Heating for exceptional community service and integrity, enhancing lives with financing options for HVAC needs.

“Without CareCredit I would have had no other choice but to pull some of my teeth. Thanks CareCredit!" said Katie R. Read more CareCredit insights.

Synchrony in Utah

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  • Active credit
    Accounts 480K+
  • Savings
    accountholders 18K+
  • Merchant
    locations 4.2K+
  • Total
    sales $1.4B+
  • Synchrony
    employees 50+
  • Synchrony
    Community Grants $834K+

CareCredit expands, ensuring Utahns have flexible financing options for essential dental care through partnerships with leading dental organizations.

“I used it to get some eye surgery and that allowed me to do it stress free especially when making payments,” said Paige W. of Tooele. Read more from consumers.

"CareCredit has provided a lifeline by offering affordable and interest-free payment options for essential dental work," said Malena L. of North Ogden. See what others say.

Synchrony in Virginia

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  • Active credit
    Accounts 1.9M+
  • Savings
    accountholders 69K+
  • Merchant
    locations 10K+
  • Total
    sales $4.3B+
  • Synchrony
    employees 50+
  • Synchrony
    Community Grants $812K+

Partnership introduces flexible financing for shoppers, enhancing purchasing power at retailer.

Dr. Karl A. Smith, DDS, emphasizes the importance of options, like Synchrony's CareCredit, in ensuring patients receive necessary care without financial strain.

“CareCredit allowed me to get my son the dental work he needed so he could focus on being a healthy kid," said Kayla B. of Roanoke. Read more from CareCredit customers.

Synchrony in Vermont

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  • Active credit
    Accounts 105K+
  • Savings
    accountholders 4.4K+
  • Merchant
    locations 780+
  • Total
    sales $245M+
  • Synchrony
    employees 2

"I would definitely recommend CareCredit! It enabled me to pay for my braces as an adult,” said Deborah B. of Burlington. Read more CareCredit insights.

"I have used CareCredit multiple times to pay for both eye surgery years ago and dental work last year,” said Ashley T. of Mount Holly. See what other consumers say.

"It has helped us pay for expensive, surprise vet visits many times," said Natalie M. of Burlington. Explore more customer experiences.

Synchrony in Washington

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  • Active credit
    Accounts 1M+
  • Savings
    accountholders 57K+
  • Merchant
    locations 8.7K+
  • Total
    sales $2.4B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $20K

Synchrony and Amazon introduce a voice-activated skill for easier Amazon Store Card management.

Synchrony's recognition of Link Audiology, based in Silverdale, underscores the critical role of small businesses in addressing healthcare accessibility in underserved regions.

“CareCredit allowed me to afford my 20/20 vision in a way that worked for me," said Kara H. of Renton. Read more from CareCredit customers.

Synchrony in Wisconsin

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  • Active credit
    Accounts 920K+
  • Savings
    accountholders 39K+
  • Merchant
    locations 6.2K+
  • Total
    sales $2.6B+
  • Synchrony
    employees 25+
  • Synchrony
    Community Grants $10K+

Synchrony and Appleton-based Mills Fleet Farm expand their long-standing relationship, introducing a Visa® Dual Card to enhance consumer financing options.

Synchrony's award highlights the Sturgis business's lasting community impact and commitment to service since 1944.

"CareCredit helped me during a rough time of dealing with my teeth … not having any insurance at the time," said Ashley F. of Kenosha. Read more CareCredit insights.

Synchrony in West Virginia

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  • Active credit
    Accounts 505K+
  • Savings
    accountholders 20K+
  • Merchant
    locations 1.9K+
  • Total
    sales $1.1B+
  • Synchrony
    employees 5+

The Synchrony award showcases Anne Perella’s successful transition from military service to pioneering small business leadership based in Morgantown.

"I had to get 2 root canals and crowns at once. I was so happy I had CareCredit!" said Robin D. of Beckley, WV. Discover more CareCredit insights.

Rita B. of Wharncliffe said, "I have been able to help my eldest daughter when she needed surgery do to an infection around her teeth.” See what other consumers say.

Synchrony in Wyoming

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  • Active credit
    Accounts 101K+
  • Savings
    accountholders 4K+
  • Merchant
    locations 940+
  • Total
    sales $319M+
  • Synchrony
    employees 5+

"CareCredit has allowed my family glasses that they love and feel confident in. Thanks CC," said Megan E. of Gillette. Learn more from CareCredit customers.

"Thanks to CareCredit, my dog was able to get knee surgery he desperately needed!" said Makayla D. of Mills, WY. See what other consumers say.

Tessa Baker of Cody, WY said, "CareCredit made it possible for me to afford my corgi’s ACL repair.” Read more customer highlights.

Our impact in our communities

We help people live healthier financial lives. By giving our workforce and people in underserved communities access to education, skills training and financial literacy tools, we are helping to build greater opportunity.

Promoting education as an equalizer

Unequal access to a quality education is fueling economic inequity. We aim to close this gap by providing the education, training and support that young people need to secure a strong financial future.

Synchrony Skills Academy

Closing the financial knowledge gap

Personal finance skills are critical to building financial well-being. By helping Americans understand their personal finances, we are empowering financial independence for generations to come.

Financial Literacy for All

Supporting our communities

In honor of our 10-year anniversary, Synchrony launched Give10, where 100 employees were selected from thousands of nominations to direct a $10,000 grant to the nonprofit organization of their choice – a $1 million commitment to charities our employees care about.

Give10