Synchrony is driving U.S. economic growth by expanding access to credit for consumers and giving businesses the tools to grow and thrive. We are proud to play a role in helping people build a better future.
Learn Moreabout how synchrony is Empowering Americans to live healthier financial livesSynchrony helps tens of millions of people start their credit journey through responsible underwriting and assigning appropriate lines of credit to help them pay for the things that matter to them. We also help people establish a credit history, which is necessary to establish and foster a more inclusive economy.
No one should have to postpone treatments, procedures or wellness care for themselves, their pets or their families. CareCredit, our credit card designed to pay for health and wellness products and services, helps people bridge the gap between what insurance covers and what they need to pay.
Learn More about how synchrony is Helping people to live healthier lives
Millions of people across the U.S. do not have an established credit score. Our financing approach extends credit to these credit invisible people to help them establish a solid financial foundation.
Learn More about how synchrony is Building pathways to good credit
We offer financing options that help our business partners better serve their customers. A flexible payment plan can help a customer pay for what they need to give them peace of mind.
Learn More about how synchrony is Easing customers’ financial burden
Hundreds of thousands of small businesses rely on us to offer their consumers access to affordable financing. Synchrony CEO Brian Doubles recently shared insights with Politico on how Synchrony’s financial solutions allow these businesses to drive higher sales, build customer loyalty and sustain business growth.
Learn Moreabout how synchrony is Helping small businesses thriveNearly one in four adults in the U.S. rely on Synchrony to pay for things that matter. With over 100 million consumer credit accounts and $185 billion in purchase volume, we are the financing partner for many of America's iconic brands and over 400,000 merchant locations, many of which are small- and mid-sized businesses.
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We help people live healthier financial lives. By giving our workforce and people in underserved communities access to education, skills training and financial literacy tools, we are helping to build an inclusive future.
Unequal access to a quality education is fueling economic inequity. We aim to close this gap by providing the education, training and support that young people need to secure a strong financial future.
Synchrony Skills Academy
Personal finance skills are critical to building financial well-being. By helping Americans understand their personal finances, we are empowering financial independence for generations to come.
Financial Literacy for All
We are focused on building a more inclusive economy by dedicating resources and expertise to diverse businesses and communities. We committed $100 million to Ariel Alternative’s Project Black Fund to scale minority-owned middle-market businesses to help generate jobs and economic growth.
Project BlackThe materials and information located on this page, or any of the links or resources contained within (collectively, the “Materials”) are intended for informational purposes only and may not reflect the most up-to-date information. Unless otherwise indicated, numeric metrics are presented as of December 31, 2023. Additionally, certain numeric metrics presented in the Materials, such as merchant locations, are calculated using proprietary methodologies that may differ from the methodologies used to calculate similar metrics used in other disclosures by the Company.
Further, the Materials may contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities and Exchange Act of 1934, as amended. Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. We caution you against relying on any forward-looking statements, which should also be read in conjunction with the other cautionary statements and risks described in our filings with the Securities and Exchange Commissions from time to time, including our most recent Annual Report on Form 10-K and subsequent Forms 10-Q, which are available at https://investors.synchrony.com. We undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as otherwise may be required by law.
